Key takeaways Fiduciary duty obligates a professional to act in the client’s best interests. This can apply to financial advisors, attorneys, real estate agents and…
It’s now the norm for Americans to file their taxes online — the IRS reports that more than 90 percent of individual tax returns were e-filed in 2023, the most recent data available. Even most…
Credit Sesame explains how rising bond yields could impact your finances and the economy—and what you can do to prepare. When it comes to questions about the direction of interest rates, the spotlight is usually on the Federal Reserve. However, recent activity in the bond market may steal the show.…
Key takeaways Semi trucks can cost from $70,000 to $200,000, making it hard for some businesses to purchase one without a loan The costs of a semi-truck loan include interest, fees, length of repayment and the down payment for the truck. Semi-truck financing interest rates often range from 6 percent…
DeFi — short for decentralized finance — is a new vision of banking and financial services that is based on peer-to-peer payments through blockchain technology. Via blockchain, DeFi allows “trust-less” banking, sidestepping traditional financial middlemen such as banks or brokers. What’s in it for investors? DeFi promises to allow investors…
With President Donald Trump returning to the White House for a second term, Americans can expect to see major tax-law changes in the years ahead. During his first stint in office, Trump massively overhauled the tax code by passing the Tax Cuts and Jobs Act (TCJA) of 2017. Now, many…
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More ArticlesFederal student loan payments have officially started back. And maybe you’re already struggling to cover your payment every month. But what would happen if you just . . . didn’t pay? Unfortunately, ignoring your student…